Capítulo VI. Disposiciones transitorias y finales
Article 55 Application of complementary provisions
Credit card issuers that are not part of a financial group shall be governed by the provisions established in this law.
Article 56 Regulation
The Monetary Board, upon the proposal of the Superintendency of Banks, shall issue the necessary regulations within a time limit of no more than sixty (60) days counted from the publication in the Official Gazette of this law.
Article 57 Regulation of Decree Number 6-2003 of the Congress of the Republic, Consumer and User Protection Law
The Executive Branch shall issue the necessary amendments to the regulation of Decree Number 6-2003 of the Congress of the Republic, Consumer and User Protection Law, in order to adapt it to the content of this law, within a time limit of no more than sixty (60) days counted from the publication of this law in the Official Gazette.
Article 58 Regulatory Adaptation
The Monetary Board, the Superintendency of Banks, and the Ministry of Economy shall adapt their regulations, as applicable, to comply with the content of this law.
Article 59 Time Limit for the Readjustment of Contracts and Account Statements
The contracts and the contents of the account statements related to credit cards that are in use at the time of the entry into force of the present Law shall be readjusted to comply with the provisions herein, within a time limit not exceeding one (1) year counted from the publication of the present Law in the Diario Oficial.
Article 60 Signing of Interinstitutional Collaboration Agreements
The Superintendency of Banks and the Directorate of Consumer Attention and Assistance shall sign the necessary agreements within a time limit not exceeding six (6) months counted from the publication of this law in the Diario Oficial.
The first training courses for the personnel of the Financial Services Protection Unit shall be carried out by the Superintendency of Banks no later than one (1) month after the respective agreements have been signed.
Article 61 First Financial Education Fair
The Ministry of Economy for the holding of the first Financial Education Fair shall contribute one million quetzales for its holding.
Article 62Repealed Repeal
Article 757 of Decree Number 2-70 of the Congress of the Republic, Commercial Code, is repealed.
Article 63 Entry into Force
This Law shall enter into force six (6) months after its publication in the Official Gazette, except Articles 35, 36, 37, 56, 57, 58, 59, 60, 62 and 63, which shall enter into force on the same day of its publication in the Official Gazette.
Source: CENADOJ, Organismo Judicial — Compendio de Normativa de Derecho Bancario. Texto al 31 de marzo de 2026. Machine-translated from the official Spanish text; Códice is not legal advice, always verify against the official publication.